The anti-complex expense tracker. No bank connections. No accounts. No subscriptions. Just enter the amount and get back to your life.
Amount is the only required field. Add an expense before you even leave the register. No endless categorizing or mandatory tags.
No forced accounts, no bank linking. Your financial data stays securely on your device. We collect absolutely nothing.
Tired of complex $15/month finance apps? Pay once and own it forever. No recurring fees, and absolutely no ads.
We analyze your daily spending to mathematically predict exactly how much money you will have saved on the last day of the month. Stop guessing where your money is going and adjust your habits before you break the bank.
Automatic bank trackers make you numb to your spending. By intentionally entering your expenses manually in under 3 seconds, you stay in control and perfectly aware of your habits. No more blind spots.
Most finance apps hide their math in a black box. We put it front and center. Scroll down your Insights page to see our Behavioral Heatmaps and the exact mathematical formulas we use to calculate your progress.
View detailed bar charts to understand your spending habits across different periods. Quickly tap into weekly, monthly, or yearly trends and see exactly where your money goes over time.
The market is split between feature-heavy cloud-based subscriptions and ultra-simple tools. The middle ground — fast, private, and powerful — is underserved.
| App | Price | Privacy | Complexity | Entry Speed |
|---|---|---|---|---|
| YNAB | $14.99/mo | Cloud | High | Slow |
| Monarch Money | $14.99/mo | Cloud | Medium-High | Medium |
| Copilot | $13/mo | Cloud | Medium | Medium |
| Spreadsheets (Excel) | Varies | Local | High | Slow |
| Expense Tracker (Ours) | One-time | 100% Local | Minimal | Fast |
| App | Price | Privacy | Complexity | Entry Speed |
|---|---|---|---|---|
| YNAB | -- | - | -- | -- |
| Monarch | -- | - | - | 0 |
| Copilot | - | - | 0 | 0 |
| Excel/Spreadsheet | 0 | ++ | -- | -- |
| Ours | ++ | ++ | ++ | ++ |